Welcome to Tulare County Federal Credit Union


Real Estate Loans

Mortgages

Our experienced and friendly mortgage professionals are ready to help find the program that is right for you. Tulare Federal focuses on the individual needs of our members by offering:
  • Pre-approval
  • Flexible underwriting
  • Low rates and closing costs
  • Online application status and rate tracking
Tulare Federal offers various types of mortgages to fit your lifestyle:
  • Traditional fixed rate mortgages (15, 20, 30 year)
  • Adjustable rate mortgages (ARMs)
  • FHA loans
  • Rental property

For more information click here to visit our mortgage partner, CUSO Mortgage.

Receive thousands of dollars in cash rebates when you buy or sell a home using REbate Companion from Tulare County Federal Credit Union & CUSO Mortgage. click here

Home Equity Programs

A Home Equity Loan from Tulare Federal is the smart way to finance nearly anything. Interest rates are much lower than personal loans, and when you use your home as collateral for a loan, the interest is tax-deductible in many cases, making your effective interest rate even lower.
Consider a Home Equity Loan for:
  • Home improvements
  • College tuition and expenses
  • Vacation or wedding expenses
  • Bill Consolidation
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Home Equity Line of Credit (HELOC)

A Home Equity Line of Credit provides a flexible source of cash. Access funds as you need them, up to your approved limit. Plus, you can transfer funds to your Tulare Federal checking account 24-hours a day through PCU, here on our online banking system, or with our 24-Hour Telephone Account Access System . A Home Equity Line of Credit from Tulare Federal offers many advantages including:
  • Competitive variable rates
  • Variable rate of interest, subject to adjustment (rate would never exceed 18%)
  • Draw period for up to 10 years
  • Low processing fee
  • Tax deductible interest in many cases*
  • Payments based on the balance used
  • Borrow up to 90% of the market value on your primary residence
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Fixed Rate/Term Home Equity

If you are looking for a fixed amount to be repaid over a specific time period with a fixed interest rate, consider a second mortgage.
  • Equal monthly payments
  • Up to 100% of equity available**
  • Terms up to 15 years, based on amount financed
*Please consult your tax advisor about your particular situation.
**Subject to credit union approval of equity requirements.


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For rates, click here .

Good Faith Estimate
HELOC Important Terms




Apply Now!
Turn to Tulare Federal for the best rates & fast loan approval!

Print and FAX loan application (559)684-0683 Click here


Purchasing a New Home or Refinancing?
Tulare Federal’s partner for great mortgage options is
CUSO Mortgage.

Click here for more information!


You have a Tulare Federal branch near you!
Visalia - Tulare - Porterville

Tell your family, friends and co-workers that anyone in Tulare County can join and get the same great financial services you enjoy with us!


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