HOME EQUITY LINE OF CREDIT
Use the equity in your home as a flexible source of cash. Access funds as you need them to make any home improvements, take a well-deserved vacation, or even pay for tuition.
A Home Equity Line of Credit from Tulare Federal offers many advantages including:
- Rates as low as 3.50% APR* variable rate
No application fee
Terms up to 25 years, including a 10-year draw period
Tax deductible interest**
Borrow up to 90% of the market value of your primary residence
For more information, give us a call at 559-686-1791 or come into any branch.
*APR = Annual Percentage Rate. Rate and APR are variable and subject to credit approval. Rates quoted are based on Prime Rate published in the Wall Street Journal for credit limits up to 80% loan-to-value, credit limits from 81% to 90% loan-to-value are based on Prime Rate + 1.00%. The maximum APR that can apply is 18.0%. Borrow up to 90% of the property market value, based on applicant’s credit score. Minimum loan amount of $5,000. Certain third party fees will apply between $165.00 and $1,200.00 based on loan amount. Property and flood insurance required, if applicable. Program, rates, terms and conditions are subject to change without notice. Not available for investment properties.
**Consult your tax advisor regarding tax deductibility.